| |
My
weekly review of all mortgage products currently available indicate the following
lowest rates. All examples are for an a mortgage of £100,000 repayable over
25 years.
As
can be seen, low rates invariably come with higher fees. Therefore, depending
on the circumstances and needs of each borrower, the schemes shown may not be
the best value. I shall be happy to discuss your personal options.
| Rate |
Expiry |
Subsequent
Rate | Lender
Fee | Valuation
Fee | Overall
Cost for Comparison | Monthly
Repayment | Early
Repayment
Fee
| | |
60%
Loan-to-Value. Fixed Rate | |
2.79 |
30/06/12 |
3.50 |
995 |
355 |
3.7
APR | 464 |
3%
of loan to be paid until l 30/06/11, then 2% of loan until 30/06/12 |
60%
Loan-to-Value. Tracker Rate | |
1.84 |
2
years | 4.99 |
2,000 |
320 |
4.8
APR | 417 |
2%
of loan to be paid within first 2 Years |
| 75%
Loan-to-Value. Fixed Rate | |
2.99 |
31/03/11 |
4.99 |
195 |
260 |
5.0
APR | 474 |
2%
of loan to be paid until 31/03/2011 |
| 75%
Loan-to-Value. Tracker Rate | |
2.29 |
31/05/12 |
2.5 |
3,000 |
300 |
2.8
APR | 439 | 3%
of loan to be paid until 31/05/2011, then 2% of loan until 31/05/2012 |
| 90%
Loan-to-Value. Fixed Rate | |
5.89 |
01/04/13 |
6.14 |
395 |
0 |
6.3
APR | 638 |
180
days interest on original loan to be paid until 01/04/2013 | | 90%
Loan-to-Value. Tracker Rate | |
4.63 |
2
years | 3.99 |
995 |
300 |
4.3
APR | 564 |
2.5%
of loan to be paid within first 2 Years | | Buy-to-Let,
70% Loan-to-Value. Fixed Rate | |
3.19 |
31/05/11 |
4.99 |
3,500 |
390 |
5.3
APR |
485 |
5%
of loan to be paid until 31/05/2011 | | Buy-to-Let,
70% Loan-to-Value. Tracker Rate | |
3.19 |
31/05/11 |
4.99 |
3,500 |
390 |
5.3
APR |
485 |
3%
of original loan to be paid until 31/05/2011 | Source
- Trigold Prospector
Please
call or email if you would like further details or to enquire about mortgages
to suit your personal circumstances For
a no-obligation initial consultation call me on 01626 200305 Your
home may be repossessed if you do not keep up repayments on your mortgage. There
may be occasions where we may charge a fee, which may depend on your circumstances.
In these situations we will inform you at an early stage, the fee being no more
than 1.75% of the total loan amount. Trevor
Irons is a fully qualified and authorised Adviser of
Mortgage Force Ltd of 7 Riverside Court, Pride Park, Derby, DE24 8JN. Mortgage
Force Ltd is authorised and regulated by the Financial Services Authority (301046). |
